Each Pearl Fund owns shares of 10 or more mutual funds,. Performance changes over time and may be materially different by the time you read this report. To obtain a Prospectus containing this and other information, please visit our Website at www. IRA contribution limits may be different in subsequent years. During the 5 years through Sept.
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Your no-load Fund is a no-load investor, seeking to prevent all transaction costs for you and all our shareholders.
When the Manager has reimbursed a Fund for expenses in excess of this limit, the Manager may recover the reimbursed amounts, for a period that does not exceed five years, to the extent this can be done bwc-35bo1 exceeding the expense limit.
You can talk with one of our Officers or Portfolio Managers.
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Past performance does not predict future performance. See page 10 for a description of each index.
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Some mutual funds in which the Fund may invest may impose a 12b-1 fee. Please call, e-mail, fax or write to us. We give you prompt, personal service. This Fund almost never takes a temporary defensive position, although it has the ability to do so if Management determines that extreme circumstances exist.
Many factors affect risks of mutual funds that invest in various kinds of stocks. Another potential benefit to shareholders is that this Fund also owns shares of some mutual funds that are b, to most new investors.
Each Pearl Fund owns shares of 10 or more mutual funds.
Both Pearl Funds are flexible, investing in a mixture of mutual funds with different investment styles: We change investments when we believe this. We believe this outperformance is significant because it was achieved during generally rising stock markets, while at all times this Fund had a risk-reducing partial defensive position.
Pearl Mutual Fund
To obtain a Prospectus containing this and other information, please visit our Website at www.
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Growth stocks may not perform as well as value stocks or the stock market in general. In those 3 years, your Fund was down only 6. We believe this single focus on Pearl Funds helps your Management. For recent information on performance, prices, and portfolio holdings, go to www.
Chairman of the Board. Your calls, e-mails, and faxes come directly into our office, to help us respond to you quickly.
Because you and your concerns are important to us, we do this work. We will promptly send it to all of the Trustees.
Pearl Funds are available at www. Total return means total growth of the investment, with all dividends including capital gains reinvested.
We eat our own cooking!